Treasury Service Provider (TSP)

Put Idle Dollars
To Work. Monthly.

LenderLab is a Treasury Service Provider. Client deposits are placed in a very low risk U.S. Treasury strategy, an 8% targeted yield is distributed every month, and your capital stays fully liquid with redemptions in 3 to 5 business days.

Monthly
Distributions
3 to 5 days
Business day redemption
8%
Targeted yield, up to 9%
SCROLL

Idle dollars are
a cost.

Cash sitting in an operating account earns little and waits on no one. A treasury service should do the opposite: put dollars to work in a very low risk U.S. Treasury strategy, distribute what they earn every month, and return them within 3 to 5 business days when you ask.

01How It Works

Deposit. Earn. Redeem.

One account, a conservative strategy, and a standing redemption right.

01 / DEPOSIT

Open an account. Fund it in dollars.

Complete onboarding, including KYC identity verification, and fund your treasury account by wire. Your deposit is placed in a very low risk U.S. Treasury strategy managed by LenderLab.

02 / EARN

8% targeted yield, paid monthly.

Unlike traditional fund structures that hold earnings for quarterly or annual cycles, LenderLab distributes an 8% targeted yield to your account every month. Funds held 12 months or longer earn an additional 1% annually, for up to 9%.

03 / REDEEM

Your dollars back in 3 to 5 business days.

Submit a redemption request at any time. Funds are returned to your account within 3 to 5 business days, with no lockups and no waiting for a quarterly window.

02Why Different

Not your typical
hedge fund.

Most hedge funds encumber a depositor's capital with lockup terms that take liquidity away for months or years. LenderLab is built the other way around: full liquidity, full transparency, and a loyalty bonus for staying instead of a penalty for leaving.

Full liquidity

No lockups. Ever.

Your capital is never encumbered. Submit a redemption request at any time and receive your funds in 3 to 5 business days.

Full transparency

See where it sits.

Deposits are held in a U.S. Treasury strategy, with monthly statements and reporting you can verify rather than a periodic letter.

Loyalty bonus

An extra 1% for staying.

Funds held 12 months or longer earn an additional 1% annually on top of the 8% targeted yield. A reward for commitment, never a lockup.

Targeted yield

8%, up to 9%. Very low risk.

An 8% targeted yield to depositors, up to 9% with the loyalty bonus, from a very low risk U.S. Treasury based strategy, distributed monthly rather than held back.

LenderLab
Typical hedge fund
Your capital
Fully liquid, never encumbered
Encumbered by lockup terms
Redemption
3 to 5 business days
Quarterly windows with notice periods and lockups
Distributions
Every month
Quarterly or annually, if at all
Transparency
Full, with monthly statements
Limited, periodic letters
Targeted yield
8%, up to 9% with the 12 month loyalty bonus
Varies, often net of layered fees
Underlying strategy
U.S. Treasuries
Varies, often leveraged or illiquid
Risk profile
Very low
Moderate to high
03Who We Serve

Built for anyone holding dollars
that should be working.

01

Hedge Funds

Uncommitted capital, earning.

Keep dry powder productive between positions without giving up access. Monthly distributions and redemption in 3 to 5 business days, so capital is ready when the trade is.

02

Family Offices

Conservative, liquid, reported.

A treasury allocation designed for capital preservation with regular income, clear statements, and the flexibility to move when priorities change.

03

Companies

Operating cash that earns.

Park working capital and reserves in a U.S. Treasury strategy, receive distributions monthly, and redeem in 3 to 5 business days to meet payroll, vendors, or opportunity.

04

Blockchain Platforms

Yield on U.S. dollar reserves.

Platforms holding U.S. dollars can put those reserves to work in a very low risk U.S. Treasury strategy with monthly distributions, all through a compliant, onboarded relationship.

05

Individuals

A treasury service for your own dollars.

Access the same strategy, monthly distributions, and redemption terms that institutions receive, with onboarding built for eligible individual depositors.

04Principles

Built like treasury.
Not like speculation.

Very low risk

The underlying strategy is built on U.S. Treasuries, among the most liquid and widely held instruments in the world, for a very low risk profile.

Monthly distributions

An 8% targeted yield is distributed to your account every month rather than held back for quarterly or annual cycles.

Liquidity in days

Redemptions settle in 3 to 5 business days. No lockups, no gates, no waiting for a window to open.

Compliance built in

KYC identity verification at onboarding, designed in from the start rather than bolted on after, with reporting built to institutional standards.

Transparent reporting

Statements and distribution records you can verify, so trust rests on what you can check rather than what you are told.

Institutional discipline

Operated with the controls, custody relationships, and reporting standards that institutional depositors expect.

05The Foundation

A Treasury Service Provider is only as strong as what stands behind it.

Trust at scale cannot rest on a single company's word. A very low risk U.S. Treasury strategy, monthly distributions you can see, redemption terms measured in business days, and reporting anyone can verify are what let a Treasury Service Provider serve institutions and individuals alike.

Very low risk U.S. Treasury strategy Monthly distributions 3 to 5 business day redemption KYC at onboarding
06FAQ

Questions, answered.

What is LenderLab?

LenderLab is a Treasury Service Provider (TSP). We place client deposits in a very low risk U.S. Treasury strategy, distribute an 8% targeted yield monthly, and return deposits on request within 3 to 5 business days.

What is a Treasury Service Provider?

A provider that manages dollars you are not using right now so they earn instead of sitting idle, while keeping them available when you need them. Think of it as a professionally managed home for cash between uses.

How risky is this?

The strategy is built on U.S. Treasuries and is designed to be very low risk, with capital preservation and liquidity as its first priorities. As with any strategy, yields are targeted rather than guaranteed and full risk disclosures are provided during onboarding.

How is yield generated?

Deposits are placed in a strategy built on U.S. Treasuries. The income the strategy earns is what funds monthly distributions. Yields are targeted, not guaranteed, and will move with market rates.

How is this different from a typical hedge fund?

Most hedge funds encumber your capital with lockup terms and limited reporting. LenderLab gives depositors full liquidity, with redemptions in 3 to 5 business days, and full transparency through monthly statements. We target an 8% yield to depositors, up to 9% with the 12 month loyalty bonus, from a very low risk U.S. Treasury based strategy.

How often are distributions paid?

Every month. Unlike traditional fund structures that hold earnings for quarterly or annual cycles, LenderLab distributes the 8% targeted yield to your account monthly.

How does the loyalty bonus work?

Funds that remain with LenderLab for 12 months or longer earn an additional 1% annually on top of the 8% targeted yield, for up to 9%. There is no lockup: the bonus rewards staying, it never restricts leaving.

How do I withdraw?

Submit a redemption request at any time. Funds are returned to your account within 3 to 5 business days, and often sooner. There are no lockups and no quarterly redemption windows.

How is compliance handled?

Compliance is part of how the service is built, not an afterthought. Every depositor completes KYC identity verification as part of a straightforward onboarding process before funding an account.

Who is this built for?

Hedge funds, family offices, companies, blockchain platforms holding U.S. dollars, and eligible individuals. If you hold dollars that should be working, this is built for you.

Is my deposit guaranteed?

No. Targeted yields are not guaranteed, and deposits are not bank deposits and are not FDIC insured. Full terms, eligibility requirements, and risk disclosures are provided during onboarding.

Put your dollars to work.

Tell us about your treasury needs, and we will be in touch.

LENDERLAB, LLC · TREASURY SERVICE PROVIDER